The planning we do is complex. As a client, you will have our full team of credentialed professionals focused on you and your planning.

CFP®

Financial Advisor

FPQP™

Flat-fee Financial Planning

  • Are you frustrated by the amount of taxes you pay?
  • How much freedom are you sacrificing because you may be making financial mistakes?
  • How many more years might you have to work because you’re not being efficient with your finances?
  • How much is not having clarity about your finances costing you?
Flat-Fee Financial Planning

$100,000+ Tax Problem

What You’ll Get

  • Comprehensive tax plan
    • Tax savings will exceed fee
    • Money back guarantee
  • Tax strategy execution
  • Integrated and coordinated planning
    • Includes: tax, legal, investments, insurance and cashflow
    • Optimized for short term and long-term goals
  • Virtual meetings
  • Monthly onboarding meetings
  • Quarterly meetings during implementation
  • Coordination with current CPA
  • Access to our nationwide accredited network
  • Financial planning that is focused on your goals
  • Cash Flow/Liquidity planning
  • Financing/Debt Strategies
  • Legal planning to maximize tax savings and increase asset protection
  • Comprehensive insurance review of business and personal coverage
  • Investment management
  • Business acquisition and sale planning
  • Real estate and private investment review
  • Financial freedom analysis and planning
  • Design, implementation, and monitoring of your planning
  • Access to personal financial software
  • Your own secure, digitized vault for important documents
  • Utilizing your current team of professionals
  • Replacement advisors if you have outgrown your current team
  • Coordination between all members of your financial team orchestrated by Vital
  • Coordination with your tax preparer
  • Coordination with your estate planning attorney
  • Comprehensive estate planning
  • Gift planning
  • Regularly scheduled estate audits
  • Coordination with attorney and CPA to execute planning
  • Tax and Financial Planning that supports your goals
Flat-Fee Financial Planning

$300,000+ Tax problem

What You’ll Get

  • Comprehensive tax plan
    • Tax savings will exceed fee
    • Money back guarantee
  • Tax strategy execution
  • Higher level tax planning than option 1
  • Integrated and coordinated planning
    • Includes: tax, legal, investments, insurance and cashflow
    • Optimized for short term and long-term goals
  • Virtual meetings
  • Monthly onboarding meetings
  • Monthly ongoing meetings during implementation
  • Coordination with current CPA
  • Access to our nationwide accredited network
  • Financial planning that is focused on your goals
  • Cash Flow/Liquidity planning
  • Financing/Debt Strategies
  • Legal planning to maximize tax savings and increase asset protection
  • Comprehensive insurance review of business and personal coverage
  • Investment management
  • Business acquisition and sale planning
  • Real estate and private investment review
  • Financial freedom analysis and planning
  • Design, implementation, and monitoring of your planning
  • Access to personal financial software
  • Your own secure, digitized vault for important documents
  • Utilizing your current team of professionals
  • Replacement advisors if you have outgrown your current team
  • Coordination between all members of your financial team orchestrated by Vital
  • Regular meetings with your tax preparer
  • Trust and Estate Review
  • Estate tax projection
  • Coordination with your estate planning attorney
  • Comprehensive estate planning
  • Gift planning
  • Regularly scheduled estate audits
  • Coordination with attorney and CPA to execute planning
  • Tax and Financial Planning that supports your goals
Flat-Fee Financial Planning

Financial Chaos

What You’ll Get

  • Comprehensive tax plan
    • Tax savings will exceed fee
    • Money back guarantee
  • A coordinated effort to clean up:
    • Bookkeeping
    • Asset protection
    • Cashflow management
    • Delinquent Tax Payments
  • Tax strategy execution
  • Integrated and coordinated planning
    • Includes: tax, legal, investments, insurance and cashflow
    • Optimized for short term and long-term goals
  • Virtual meetings
  • Twice monthly onboarding meetings
  • Twice monthly meetings during implementation
  • Coordination with current CPA
  • Access to our nationwide accredited network
  • Financial planning that is focused on your goals
  • Cash Flow/Liquidity planning
  • Financing/Debt Strategies
  • Legal planning to maximize tax savings and increase asset protection
  • Comprehensive insurance review of business and personal coverage
  • Investment management
  • Business acquisition and sale planning
  • Real estate and private investment review
  • Financial freedom analysis and planning
  • Design, implementation, and monitoring of your planning
  • Access to personal financial software
  • Your own secure, digitized vault for important documents
  • Utilizing your current team of professionals
  • Replacement advisors if you have outgrown your current team
  • Coordination between all members of your financial team orchestrated by Vital
  • Coordination with your tax preparer
  • Coordination with your estate planning attorney
  • Comprehensive estate planning
  • Gift planning
  • Regularly scheduled estate audits
  • Coordination with attorney and CPA to execute planning
  • Tax and Financial Planning that supports your goals

Have questions? contact us at 563-243-4000 or [email protected]

VIP Planning

FLAT-FEE FINANCIAL PLANNING

Closely-Held Business Planning

What you’ll get

What you’ll get

  • 1All Services in Retirement/Estate Planning
  • 2Succession Planning
  • 3Estate Tax Reduction Strategies
  • 4Property/Casualty Coverage Review
  • 5Owner/Key Person Income Tax Review
  • 6Deferred Compensation Planning
  • 7Capital Utilization Review
  • 8Retirement Plan Review
  • 9Employee Benefits Review
  • 10Liquidity Review
  • 11Financing Review
FLAT-FEE FINANCIAL PLANNING

Multi-Generational Planning

Start a Planning Process That Can Run for Generations

Start a Planning Process That Can Run for Generations

  • 1Build Wealth Continuity in Your Family
  • 2Whether Family is Accumulating Wealth, Preparing for Retirement, or Estate Planning
  • 3Position Your Entire Family for Financial Success and a Great Life
  • 4Full Planning for Up to Three Additional Family Households
  • 5Contact Us for Planning on Additional Family Members

Vital wealth team

Patrick Lonergan

Founder, Senior Financial Advisor

Patrick has built Vital Wealth to deliver tremendous value, understanding that your finances are complex and you’re busy. Vital Wealth redefines the planning experience by changing the outdated Wall Street model. Having been an entrepreneur for nearly 20 years, Patrick understands complicated finances and is most passionate about helping to get to the essence of what is most important to you so you can make life great.

Carey Hilburn, MS, CFP®

Lead Financial Advisor

Carey can handle all your complex financial concerns. She has been in the financial planning industry since 2014, having received her Bachelor of Science and Master of Science degrees in Personal Financial Planning from Texas Tech University. She is also a Certified Financial Planner™ professional. Carey finds great success in simplifying complex matters. While she likes the quantitative nature of financial planning, creating and nurturing authentic relationships with clients is where she finds joy.

Nadine Fanucchi, FPQP™

Director, Client Operations

When it comes to executing the fine details of your financial planning, Nadine will help you every step of the way. With over a decade of experience in the financial services industry, Nadine brings great knowledge and enthusiasm to Vital Wealth. Her love of learning benefits clients as she opens and services client accounts and helps track down answers to the tough questions. She enjoys serving clients and making sure that you are happy with your experience at Vital Wealth. Her interest in people led her to a bachelor’s degree in psychology and this career.