Clarify Your Vision
We begin by defining what success looks like for you, along with your goals, timeline, and tolerance for risk.
Investment Strategies
Wealth management built to grow and preserve your portfolio
Build Wealth That Lasts
Most investors are told to “diversify” and hope for the best. But for high-net-worth entrepreneurs and families, achieving your goals means more than just holding a mix of mutual funds you’ve heard good things about.
At Vital Wealth, we tailor investment strategies for households with $2M+ in investable assets, integrating tax reduction, risk management, and long-term performance into every decision.
We don’t chase returns. We design intentional, integrated portfolios that align with your bigger vision, your cashflow needs, and your legacy goals.
Investment Planning Services for Entrepreneurs Earning $1M+
Customized Portfolio Design
Your portfolio should be built around your goals as a business owner—not just another set-it-and-forget-it stock plan. We build unique, diversified strategies that align with your business and personal goals.
Advanced Risk Management
We stress-test your portfolio to ensure it holds up through volatility, inflation, and life changes. Our approach protects your downside so you can confidently pursue long-term growth.
Tax-Integrated Investing
Vital Wealth filters your investment decisions through a tax lens, using integrated strategies to help you keep Uncle Sam’s hands out of your pockets.
Multi-Generational Planning
Your investments should serve your family for generations to come. We integrate estate and gifting strategies to ensure your wealth transfers efficiently and intentionally.
Your Vital Wealth Roadmap
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Build Your Strategy
We design and implement a coordinated investment plan that optimizes for growth, taxes, and protection.
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Refine and Rebalance
Quarterly reviews keep your portfolio agile and aligned as markets shift and your goals evolve.
Common Questions
How do you help me balance liquidity and long-term growth?
For families and entrepreneurs with $2M+ portfolios, maintaining the right balance between having cash on hand and long-term investments is critical. We help clients structure portfolios with enough accessible cash for business opportunities and life needs, while positioning the rest in medium to long-term, tax-efficient investments designed to compound wealth over time.
What kind of returns should I expect?
We don’t promise unrealistic returns or chase speculative bets. Our goal is risk-adjusted performance and tax-efficient growth that compounds over time (and survives market downturns). We’ll discuss anticipated returns for each investment opportunity as we evaluate them for your overall plan.
Do you coordinate my investments with my CPA or legal team?
Absolutely. High-net-worth investing only works when it’s coordinated with tax planning and cashflow needs. We serve as the hub between your CPA, attorney, and advisors to make sure your investments are aligned with your entire financial life.
Looking for a Different Service?
Investing involves risk, including the possible loss of principal. There is no guarantee that any investment strategy will achieve its objectives. Past performance is not indicative of future results. Diversification and risk management strategies do not guarantee a profit or protect against loss in declining markets. Investment advisory services are offered through Vital Capital LLC, a state registered investment adviser (CRD# 318147) registered in Iowa, California, Florida, Illinois, Pennsylvania, and Texas. Financial planning, tax strategy, and insurance services are offered through Lonergan Group LLC, doing business as Vital Wealth, a separate and distinct entity from Vital Capital LLC. Registration as an investment adviser does not imply any certain level of skill or training. Vital Wealth functions as a coordinated financial hub, sometimes described as a fractional family office model, providing integrated tax planning, financial planning, and investment advisory services through affiliated entities. Vital Wealth is not a registered family office under applicable securities laws.