Talk Tax
We learn your income structure, goals, entities, and current tax planning. Then we identify how much you’re overpaying—and where the leaks are.
Tax Strategy
Structure your income and investments effectively
Keep more of what you earn.
Use it to build what matters.
You’ve worked hard to create wealth. But just because taxes are inevitable, doesn’t mean they can’t be planned for and minimized (aggressively and legally).
At Vital Wealth, we help high-income entrepreneurs legally reduce taxes—not with last-minute write-offs, but with proactive strategies that align your business structure, income, investments, and legacy.
Paying taxes is required. Overpaying isn’t.
We know you’re busy running a company, leading a team, and making decisions daily. That’s why we handle the complexity—so you don’t have to.
Tax Strategy Services for Entrepreneurs Earning $1M+
Tax-Advantaged Investment Strategies
An often-overlooked piece of high-income financial planning is aligning your investments with your tax strategy. We design investment strategies that don’t just perform well, but perform with Uncle Sam in mind. That means structuring your investments in ways that reduce taxable income, defer gains, and build long-term, compounding wealth.
Entity & Tax Structuring
The foundation of tax strategy is structure. We analyze how your businesses and assets are set up, coordinate with your CPA and attorney, redesign your entities to minimize taxable income, reduce self-employment taxes, and protect your personal wealth at the same time.
Income Design & Tax Optimization
You shouldn’t be paying W-2 tax rates on income that could be taxed at capital gains or deferred entirely. We build strategies using S-Corps, partnerships, trusts, compensation planning, retirement vehicles, and tax-efficient exits—so your income works smarter, not harder.
Future Sale & Exit Tax Planning
Thinking about selling your business in 3–5 years? The tax strategy starts now—not after the LOI. We’ll structure the deal, qualify you for exclusions, reduce capital gains, and ensure your legacy (not the IRS) receives the largest share.
Legacy & Generational Tax Planning
Your wealth shouldn’t disappear in probate or be cut down by estate tax. We integrate gifting strategies, trusts, charitable planning, and succession design so your wealth transfers intentionally—with the least tax possible.
Your Tax Strategy Roadmap
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Design & Implement
We create a proactive, legal tax plan and coordinate with your CPA, attorney, and advisors to execute it correctly. We don’t hand you ideas—we put them in place.
03
Pay Less. Adjust Accordingly.
As your income, investments, and business change, your tax strategy adjusts with it. We review and optimize throughout the year—before April 15 ever arrives.
Common Questions
How can investments actually save me taxes?
Investments aren’t just for growth—they can be structured to reduce your tax bill. We use strategies like real estate with bonus depreciation, Opportunity Zone funds, Roth conversions, tax-deferred retirement plans, and charitable trusts to lower taxable income, defer capital gains, or eliminate future taxes altogether. The goal is simple: grow your wealth while legally minimizing what goes to the IRS.
What kind of tax planning are you doing that my CPA isn’t?
We love CPAs, but most of our clients are shocked when we start showing them how much we can save them in taxes in just a few meetings. Most CPAs focus on filing taxes, not designing strategies. They work in hindsight—we work in advance. We plan for things like entity restructuring, investment strategies, future business sale taxation, income reclassification, estate and gift taxes, multi-entity planning, and real estate cost segregation. We don’t replace your CPA—we give them a better plan to file.
How much can tax planning actually save me?
On average, our clients save over $280,000 per year in taxes. Whether that number is more or less in your case will depend on a variety of factors, but the one thing we do guarantee is that we will save you more in taxes than you spend with us.
Looking for a Different Service?
Investment advisory services are offered through Vital Capital LLC, a state registered investment adviser (CRD# 318147) registered in Iowa, California, Florida, Illinois, Pennsylvania, and Texas. Financial planning, tax strategy, and insurance services are offered through Lonergan Group LLC, doing business as Vital Wealth, a separate and distinct entity from Vital Capital LLC. Registration as an investment adviser does not imply any certain level of skill or training.