Terms & Conditions

Vital Wealth
132 6th Ave S
Clinton, IA 52732
563-243-4000

1. Acceptance of Terms
These Terms and Conditions (“Terms”) govern your access to and use of the Vital Wealth website (the “Site”). By accessing, browsing, or using this Site, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as all applicable laws and regulations.

If you do not agree with these Terms, you should discontinue use of the Site immediately.

2. Purpose of This Site
The Site is provided for general informational purposes only. It is designed to help you learn more about Vital Wealth, our services, and our approach to financial strategy and planning.

The information contained on this Site is not personalized and does not take into account your individual financial circumstances, objectives, or risk tolerance. Nothing on this Site should be interpreted as a recommendation or solicitation to engage in any specific financial strategy or transaction.

3. No Professional Advice or Client Relationship
All content on this Site is general in nature and should not be considered financial, investment, legal, or tax advice.

Your use of this Site, including submitting a contact form or requesting information, does not establish an advisory, fiduciary, or client relationship with Vital Wealth. A formal client relationship is established only through a written agreement signed by both you and Vital Wealth. You should consult with a qualified professional before making any financial, tax, or legal decisions.

4. Investment Risks and Disclosures
Investing involves risk, including the possible loss of principal. There is no guarantee that any investment strategy will be successful.

Any discussion of investments, strategies, or outcomes on this Site is provided for illustrative purposes only. Market conditions, economic factors, and individual circumstances will affect results.

Certain strategies may involve additional risks, including but not limited to:

• Market volatility
• Liquidity constraints
• Tax implications
• Use of leverage
• Concentration risk

Past performance is not indicative of future results. You are solely responsible for evaluating the merits and risks of any information before making financial decisions.

5. Use of the Site
You agree to use this Site only for lawful purposes. You may not use the Site in any way that could damage, disable, overburden, or impair its functionality or interfere with any other party’s use.

You agree not to:

• Attempt to gain unauthorized access to systems, data, or accounts
• Use automated systems to scrape, harvest, or extract data
• Introduce viruses or malicious code
• Use the Site for fraudulent or misleading purposes

Vital Wealth reserves the right to restrict or terminate access to the Site at any time for any reason.

6. Intellectual Property
All content on this Site, including text, graphics, logos, images, and design elements, is the property of Vital Wealth and is protected by applicable intellectual property laws.

You may access and use the content for personal, non-commercial purposes only. You may not copy, reproduce, distribute, modify, publish, or create derivative works from any content without prior written consent from Vital Wealth.

7. Third-Party Links and Resources
This Site may include links to third-party websites or services. These links are provided solely for your convenience.

Vital Wealth does not control, endorse, or assume responsibility for:

• The content or accuracy of third-party sites
• The policies or practices of third parties
• Any products or services offered through third-party sites

Your use of third-party websites is at your own risk and subject to their terms and conditions.

8. Cookies and Data Collection
The Site may use cookies and similar technologies to improve user experience, analyze traffic, and enhance functionality.

Cookies may collect non-personally identifiable information such as:

• Browser type
• Device information
• Pages visited
• Duration of visits

Personally identifiable information is collected only when voluntarily provided by you.

You may adjust your browser settings to disable cookies; however, some features of the Site may not function properly as a result.

9. Electronic Communications
By submitting information through the Site, you consent to receive communications from Vital Wealth electronically, including via email or other digital means.

These communications may include responses to inquiries, service-related information, or general updates. Electronic communications are considered legally binding to the same extent as written communications.

10. No Warranties
This Site and all content are provided “as is” and “as available,” without warranties of any kind, either express or implied.

Vital Wealth does not guarantee:

• The accuracy, completeness, or timeliness of information
• That the Site will be uninterrupted or error-free
• That the Site is free from viruses or harmful components

Your use of the Site is at your own risk.

11. Limitation of Liability
To the fullest extent permitted by law, Vital Wealth shall not be liable for any damages arising out of or related to your use of, or inability to use, the Site.

This includes, without limitation:

• Direct or indirect damages
• Incidental or consequential damages
• Loss of profits, data, or business opportunities

Your sole remedy for dissatisfaction with the Site is to discontinue use.

12. Testimonials and Results
Any testimonials, examples, or case studies presented on this Site are provided for illustrative purposes only. They do not guarantee that current or future clients will experience similar results. Outcomes vary based on individual circumstances.

13. Indemnification
You agree to indemnify, defend, and hold harmless Vital Wealth and its owners, employees, and representatives from any claims, liabilities, damages, or expenses arising from your use of the Site, your violation of these Terms, or your misuse of any content or information.

14. Jurisdiction and Governing Law
This Site is operated from the United States and is intended for use by individuals within the United States. These Terms are governed by the laws of the State of Iowa, without regard to conflict of law principles. By using this Site, you consent to the jurisdiction of the courts located in Iowa.

15. Regulatory and Geographic Limitations
Vital Wealth provides services only in jurisdictions where it is properly registered or exempt from registration. Nothing on this Site should be interpreted as a solicitation of services in any jurisdiction where such solicitation would be unlawful.

16. Changes to These Terms
Vital Wealth reserves the right to update or modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the Site constitutes acceptance of any revised Terms.

17. Contact Information

If you have any questions regarding these Terms and Conditions, you may contact:

Vital Wealth
132 6th Ave S
Clinton, IA 52732
563-243-4000